<POLICIES xmlns="http://www.w3.org/2002/01/P3Pv1">
<POLICY name="Privacy" discuri="http://{DOMAIN_NAME}/w3c/privacy.html" xml:lang="en">
    <ENTITY>
        <DATA-GROUP>
            <DATA ref="#business.contact-info.telecom.telephone.loccode">{LOCATION_CODE}</DATA>
            <DATA ref="#business.contact-info.telecom.telephone.number">{PHONE_NUMBER}</DATA>
            <DATA ref="#business.contact-info.postal.country">{COUNTRY}</DATA>
            <DATA ref="#business.name">{COMPANY_NAME}</DATA>
            <DATA ref="#business.contact-info.postal.city">{TOWN}</DATA>
            <DATA ref="#business.contact-info.postal.street">{STREET}</DATA>
            <DATA ref="#business.department">{PRIVACY_DEPT}</DATA>
            <DATA ref="#business.contact-info.postal.name.given"></DATA>
            <DATA ref="#business.contact-info.online.email">{EMAIL_ADDRESS}</DATA>
            <DATA ref="#business.contact-info.postal.postalcode">{POZT_CODE}</DATA>
            <DATA ref="#business.contact-info.postal.stateprov">n/a</DATA>
            <DATA ref="#business.contact-info.postal.name.prefix"></DATA>
            <DATA ref="#business.contact-info.online.uri">http://{DOMAIN_NAME}</DATA>
            <DATA ref="#business.contact-info.postal.organization">{COMPANY_NAME}</DATA>
        </DATA-GROUP>
    </ENTITY>
    
    <ACCESS><all/></ACCESS>
    
    <DISPUTES-GROUP>
        <DISPUTES resolution-type="service" service="http://{DOMAIN_NAME}/w3c/privacy.html" short-description="Disputes">
            <REMEDIES><correct/></REMEDIES>
        </DISPUTES>
    </DISPUTES-GROUP>
    
    <STATEMENT>
        <CONSEQUENCE>Data is collected so the agent can contact you and serve you better (e.g. name, address and phone #'s), and to make the site easier to use. Financial data is only collected if you choose to fill out a secure mortgage form.</CONSEQUENCE>
        <PURPOSE>
          <current required="opt-in"/>
          <admin required="always"/>
          <develop required="always"/>
          <pseudo-analysis required="always"/>
          <pseudo-decision required="always"/>
          <individual-analysis required="opt-in"/>
          <individual-decision required="opt-in"/>
        </PURPOSE>
        <RECIPIENT><ours/></RECIPIENT>
        <RETENTION><indefinitely/></RETENTION>
        <DATA-GROUP>
            <DATA ref="#user.name"></DATA>
            <DATA ref="#user.bdate"></DATA>
            <DATA ref="#user.gender"></DATA>
            <DATA ref="#user.employer"></DATA>
            <DATA ref="#user.jobtitle"></DATA>
            <DATA ref="#user.home-info"></DATA>
            <DATA ref="#user.business-info"></DATA>
            <DATA ref="#dynamic.clickstream"></DATA>
            <DATA ref="#dynamic.http"></DATA>
            <DATA ref="#dynamic.searchtext"></DATA>
            <DATA ref="#dynamic.cookies"><CATEGORIES><uniqueid/><navigation/></CATEGORIES></DATA>
        </DATA-GROUP>
    </STATEMENT>
</POLICY>
</POLICIES>
